![]() If the inputs in a life expectancy calculator are the same, but the output is different, then the driver of that difference is likely to be found in the mortality tables usedAgain, the calculation itself is arithmetic, nothing more. In other words, the calculations themselves are simple math and all calculators work the same way one plus one is two whether you use a TI or a Samsung calculator. To be honest, it better not be, because math is math everywhere you go and some people can do it on an abacus or a slide rule. When a business says my calculator is better, that is like saying in your geometry class that a Texas Instruments calculator is better than a Samsung calculator. Are they radio buttons? Can you select all that apply? Is it a written response, a “yes” or “no,” etc.? Math is Math For example, when a doctor walks into an examination room and says, “how are you feeling today?”, that question can produce an entirely different response than “how have you been feeling since I saw you last?” Outcomes from such exercises really depend on how each question is written and the variety of response options provided. Results can also differ based on the way in which the questionnaire is worded. In other words, the results produced by a calculator you're feeding your data into is focused on the objectives of the business promoting that calculator. These tools are not really intended to accurately assess life expectancy. To do this, they attract people to the calculator on their websites and the questions are focused on determining whether the consumer on the site is or is not a suitable prospect. Businesses operating in the life settlement industry are interested in finding potential life settlement policies owned by consumers. If you were to take the questionnaires from five different calculators and compare them, they would all have similar but slightly different questions, thus slightly different answers, and probably different algorithms designed to lead to a different conclusion. Since the shorter the life expectancy the higher the price, calculators promoted by brokers may be inclined to lean toward shorter life expectancy results, while buyer-promoted calculators may lean in the opposite direction. Life settlement providers (i.e., buyers) do the same, BUT sellers want the highest price they can get, while buyers want to pay the lowest price possible. For example, life settlement brokers, who represent sellers, tend to promote calculators intended to determine if a life insurance policy owned by the consumer has value as a life settlement. ![]() The purpose of online life expectancy calculators depends on who the promoter is, the label applied to their calculator, what it actually calculates, and each of these variables can be very different. ![]() For businesses looking to provide customers with individualized, accurate life expectancy data, a proper life underwriting process is necessary. ![]() Consumers also do not understand how self-reported data can create unrealistic expectations and highly inaccurate outcomes. However, most users don’t realize that these calculators are a means of lead generation for these businesses. All Rights Reserved.A quick internet search for “life expectancy calculators” or “calculate your life expectancy” will lead users to a form, survey, or questionnaire published by a business that is providing a free life expectancy result after the consumer enters their personal data and answers a short series of simple questions. *should be used for fun only, this calculator is unlikely to predict your actual date of death.Ģ) Perform reguar exercise, get up and move!Ĥ) Eat a healthy, balanced diet & reduce consumption of processed foodsħ) Prioritise happiness and have a purposeġ0) Avoid unprotected & prolonged sun exposure Ready? Hit submit and our hamster slaves will spin up their wheels and report your personalised death clock so you can make a note in your diary. It is never too late to adapt to healthy living, a diet intake that balances out your physical excersions is the key to weight loss! Please select a measurment for your height and weight Weight - Choose one Kilos Pounds Height - Choose one Cm InchesĪs your BMI is a good indication of a healthy lifestyle it has the biggest effect on your prediction.
0 Comments
Leave a Reply. |